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Make changes to my policy. Make a claim. Update me on an existing claim. Renew my policy. Apply for a Green Card. Because there's plenty to smile about from the very start Discount for you when you buy your car insurance online. From theft to write-offs and even lost keys, you'll be covered with us Here's what you'll like about our comprehensive cover. Accidental damage cover Scratched or dented your car? It happens. We pay to drain and flush your fuel tank, as well as cover the damage to the car's engine European cover Get the same level of cover as you have in the UK in the EU for up to days a year.

Need a Green Card? To apply, fill in this application. Check out our range of optional extras. Motor legal expenses. Guaranteed hire car if yours is off the road. Increased personal accident cover. Breakdown cover. Protected no claim discount. Multi car insurance Got a second set of wheels? Or maybe more? Our multi car insurance could be just the ticket. Get a multi car quote Find out more.

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Classic car insurance Own a classic car? You lucky thing. You get all this with our classic car insurance Agreed value upfront; we'll pay what we've agreed your car's worth if it's written off. Uninsured driver promise. To save time, you can now add up to 6 classic cars on one policy. Find out more. Recommended Provider for car insurance. What is a car insurance excess? Can I renew my car insurance online? To find out more you can read our article on the different types of car insurance or else you can compare our levels of cover.

We find the best car insurance deal for you by comparing quotes from our hand-picked group of insurers. The insurer who gives you the best value for money on your car insurance will be your underwriter. Insurance can be expensive for young drivers so we have put together some tips on how to reduce car insurance costs. Read our advice page for young drivers. If you have insurance with us, you can find out when your car insurance is due for renewal by logging into your account. If you have insurance through another provider, check your renewal email or letter or call your insurer for your policy details.

You'll need a credit or debit card to pay either the full premium or an initial deposit if paying by monthly instalments. You can future date your quote by up to 60 days. The quoted price remains valid as long as your details remain unchanged. When you get a quote online, confirm that you are an AA Member. You could get a discount when you insure your car with us for the first time, and on subsequent renewals if you remain an AA Member. If your car has been modified we can give you an online quote for a maximum of two modifications from the following list:.

Modifications will affect the quote price, as they present a higher risk than original components. If your car has more than two modifications, or the modification isn't listed, please call us on — we may still be able to give you a quote. Yes, you can pay by monthly instalments. We'll ask for an initial payment by debit or credit card and the rest of your payment will be made in 11 monthly instalments. Credit will be provided by Automobile Association Insurance Services Limited, and you must be over We keep your personal details and your credit or debit card information private and secure when you buy online.

We do this by using secure server software that encrypts any information you give us. It takes the characters you enter and converts them into a secret code, which is then securely sent to us. Your policy documents can be seen in your online account. It's easy to register if you haven't already done so, and you'll see all your AA policies in one handy place. When towing a caravan or trailer, you are covered for the costs you are liable to pay if you cause damage to property, or injury or death to someone. For example, if you have comprehensive insurance, your trailer will also be covered on a comprehensive basis, which includes accidental damage, fire and theft.

Select business use when you use your car to travel to various places in connection with your work, such as offices or factories. Business use is not required when you travel to a single permanent place of work. But if you transport goods or people as part of your voluntary work, then please call for a quote. Please note, we do not charge an administration fee if you call us to update your policy to show you now do voluntary work. Our panel of insurers operates under the statement below, issued on the Association of British Insurers website. This does not cover use for hire or reward or vehicles owned by, hired to or lent to the voluntary organisation.

If this is excluded, we'll state this when you get a quote. So as a comprehensive policyholder, you have comprehensive cover when you drive within the EU. Depending on your insurer, and for an additional premium, you may be able to extend the day period, and be insured in countries outside the EU.

See our advice page for driving abroad in Europe. An excess is the part of the costs of a claim for loss or damage to your car that you have to pay out of your own pocket.

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Your insurance will be cheaper if you agree to pay more of these costs yourself. There are two types of policy excess:. Compulsory excess — the insurer will decide how much you'll be asked to pay for each claim before you buy the motor insurance policy. Check that you are comfortable with how much you'll have to pay for each claim before you buy a car insurance policy. Voluntary excess — the amount you'd be prepared to pay on top of the compulsory amount. The higher you go, the lower your premium.

Typically, you pay less for your car insurance if you select a higher voluntary excess. A no claims discount is a reward for not making a claim on your motor insurance policy. If you do make a claim, your discount will normally be less at the next renewal if your insurance company cannot get their money back from the person responsible. When you get a car insurance quote, we'll ask how many years no claims discount you have.

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It can be found on the renewal or cancellation notice from your previous insurer. If you're asked later to provide proof of the discount you've earned, you can use the renewal or cancellation notice, or a letter on headed paper from your previous insurer. Yes, you can pay an additional premium to protect your no claims discount. Depending on your insurer, you can usually make two 'fault' claims in a 3- or 5-year period without affecting your no claims discount.

If you make a claim following an accident that is not your fault, and the driver of the other vehicle is not insured, you will not lose your no claims discount or have to pay any excess. We just ask you to tell us the other vehicle's make, model and valid registration number, so that we can identify the driver of the other vehicle. Yes they can. Named drivers over 25 can earn their own no claims discount to use on a policy with us. See our page about named drivers. It's better known as 'Thatcham' after the Berkshire town where it's based.

Most insurers like these products and give you discounts if you get them for your car. The police can track a stolen car with an electronic signal sent by this bit of kit hidden in the car. Most cars that have this are found after they are stolen.

Before you call, please see how to make a motor insurance claim. Yes, a courtesy car is available with comprehensive cover. Following an accident, you will be provided with another car while yours is undergoing repair. When you buy comprehensive cover direct from us, you also get a courtesy car for a total loss claim, where the vehicle is written off or stolen and unrecovered, or for accidents occurring outside the UK.

If you have comprehensive cover, then windscreen cover is included. We cover the windscreen, sunroof and the remaining windows. And your no claims discount is not affected by a windscreen claim. A windscreen replacement is subject to the applicable excess, but there is no excess to pay on a windscreen repair. You can check your windscreen replacement excess when you get a quote online.

Please call and select option 1 to make any change to your policy. If you have changed your vehicle, we'll need the same type of details as you provided for the previous model, such as registration number, market value and any modifications. Usually yes — call us on and ask to add a temporary additional vehicle TAV. We'll need to know all the details of the model. Allowing a TAV is subject to the current insurer accepting the risk. Test drives are not covered.

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The Car Insurance Policy Booklet contains the full terms and conditions for AA Car Insurance, and tells you about the main features and limits of the policy. Car Insurance Policy Booklet. You may contact us using Text Relay. This information is also available in large print, audio and Braille on request.

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Please call for details. Policies purchased between 29 October and 3 September , or renewed between 28 November and 2 October Policies purchased between 25 May and 28 October , or renewed between 25 May and 27 November About your contract with AA Insurance Services. Sign in to view your car insurance policy. When you buy comprehensive cover direct from the AA, you also get a courtesy car for up to 21 days if your car is written off or stolen and not recovered.

This additional cover isn't available through price comparison and cashback websites. This offer applies to vehicle cover, which means your car is covered whoever is driving. Personal cover is also available at a discounted rate, which is cover for you as a driver or passenger in any vehicle. Roadside Assistance breakdown cover will be renewed automatically, unless you ask us not to.

See the full Roadside offer terms and conditions. Prices based on comprehensive cover only. The car must be less than 13 months old from the date of first registration, and you must be the first and only registered keeper. Defaqto 5 Star Rating. For the 10th year running, AA comprehensive car insurance has been given a 5 Star Rating from Defaqto.

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